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Report 27 Oct 2025

Banking - InSight Analysis - France

This report provides a structured and data-driven overview of the Software and IT Services (SITS) market in the French banking sector. It presents key metrics on IT expenditure, analyzes market dynamics and trends, and identifies the leading software and IT service providers. In addition, it reviews major projects and key accounts, offering a comprehensive snapshot of the sector’s status as of mid-2025.

Insights include:

• The IT Services market in the banking sector in France declined -0.5% in 2024 and is expected to decline further in 2025 due to the uncertain political context and cost optimization initiatives.
• The sector nonetheless faces a strong imperative for IT modernization, allowing for an improved use of data to offer customers personalized services
• The impact of evolving regulatory demands, such as DORA, are creating new frameworks for cybersecurity and underscore many of IT investments
• Generative AI is set to revolutionize banking by automating complex processes, enabling hyper-personalized financial experiences and driving deeper customer engagement and loyalty. For institutions, it unlocks unprecedented efficiencies, insights, and new revenue models across operations

The provider landscape is highly competitive, featuring both global IT services players such as Accenture, IBM but also strong local actors such as Atos, Capgemini, Sopra Steria.

This report supports vendors, investors, and IT users in identifying market opportunities, emerging trends, and potential partnerships in this evolving sector.

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Eric Beaudet

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